400 North Church St, Ste #709
Charlotte, NC 28202

The Digital Transformation Has Begun

The Digital Transformation Has Begun

What's Next For Digital Transformation? Technology has been a considerable force in reshaping every facet of the financial services industry. Still, financial services—particularly community banks—have a long way to go. Despite how ubiquitous technology appears in...

The Future of Open Banking

The Future of Open Banking

Open Banking Outlook As telecommunications continue to advance and financial institutions become more closely connected, open banking and the use of application program interfaces (APIs) will become more prevalent in customers’ day-to-day lives. The practice of open...

7 Tips For Negotiating Vendor Contracts

7 Tips For Negotiating Vendor Contracts

Contract Negotiation Tips How happy are you with your current vendor contracts? It’s a fair question. Your financial institution has specific goals in mind—particularly when it comes to meeting the demands of the future. Your local bank or credit union needs every...

Challenges of Digital Transformation

Challenges of Digital Transformation

Biggest Barriers To Digital Transformation The future is coming fast. In some cases, it can even seem like the future has already passed, and we’re in the midst of some type of post-future with the world going through changes more quickly than we can easily track....

How Improving Workflow Saves Time and Money

How Improving Workflow Saves Time and Money

Workflow Improvement Trends With interest rates at all-time lows, today’s banks continue to look for ways to save money while continuing to give their customers a great customer experience. One of the simplest ways to improve the overall banking process is by...

What Is the Best Core Banking System?

What Is the Best Core Banking System?

Rating Core Banking Systems More and more banks are looking to transform as they embrace digital banking technology in the coming years. Often, this starts with finding a new core banking platform that has the right cloud-based or component-based structure. Yet,...

About Our Company

With over forty years of experience, Michael Wofford is a seasoned banking technology consultant specializing in assisting community banks and credit unions adapt to new technology and changes in the industry.

banking technology consultant

400 North Church St, Ste #709
Charlotte, NC 28202

400 North Church St, Ste #709
Charlotte, NC 28202

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